Should obese people pay higher health
Yeah, we should make those fat people pay a lot more while we're at it, who else can we ostracize and make them pay more let's make a list of all the people we shouldn't respect, and then we can make them pay more because we can't think of decent solution to the problem. Singling out obese individuals for higher insurance premiums based only on their weight is fundamentally unfair and will do little to improve the nation’s health a more productive approach. Charging a higher premium for established smokers will either at best encourage people to stop smoking immediately in order to access health insurance or at worst deter smokers from signing up for health insurance in the first place. Obesity is not always due to the personal behavior of people and can be linked with the environment and genetics i personally feel that obese people should not pay a higher health insurance premium compared to those that aren’t. Obesity-related health care costs are partly paid for by nonobese americans through taxes to support medicare and medicaid and higher overall insurance premiums.
In america, people get health insurance either from private insurers or the government - medicare for seniors and medicaid for the poor for those with private insurance should they pay higher. People should pay for their health risks those in favor of policies that redistribute the costs of voluntary health risks base their arguments on a different view of justice they believe that all people should be held responsible for the foreseeable consequences of their voluntary actions therefore, people who voluntarily engage in risky. Why the elderly should pay more for health insurance — and smokers, drinkers and the obese, too is going to pay higher premiums than a 40-year-old woman living in sioux city who drives a.
Should smokers pay higher health premiums congress thinks so president obama’s affordable care act, which goes into effect in 2014, gives health insurers the right to jack up premiums for people who smoke. Obesity prevention may be an important and cost-effective way of improving public health, but it is not a cure for increasing health expenditures the actual numbers for lifetime from 20 years old. If someone is obese (and i'm not buying that most obese people cannot help their obesity), they should pay a higher premium frankly, if i developed cancer, i wouldn't mind paying a higher premium last edited by aps 07-28-09 at 08:54 pm. Should we, as health insurance payers, insist that obese people and smokers pay a much higher premium should obese folks have to pay additional health insurance costs, just like smokers have to more questions. No, obese people should not have higher health premiums this notion is ridiculous, especially since people who are obese will likely need to visit the doctor more often this means that they will have to pay more in medical bills than those who are healthier.
People buying health insurance on their own who have a body mass index (bmi) in the “obese” range do pay more on average for their health insurance premiums than people with a bmi in the normal range. The federal government's commission of audit has proposed that private health funds should be able to charge more to insure smokers and overweight people it is move that has been welcomed by. Charging fat people higher premiums might violate the americans with disabilities act, for example, which protects the health benefits of anyone with an “impairment” caused by a.
Given that there will never be enough money to pay for all possible medical procedures for everyone (the us already pays 2–3 times the percentage of its gross national product for health care. This time next year, health insurers will be able to raise premiums on people who smoke it's one of the changes occurring under the health care reform law the argument is that smokers have more. Being overweight is one of the most common reasons people applying for life insurance are declined or charged higher rates if you are obese, or even just overweight, your height/weight ratio will be a factor used by life insurance companies and their underwriters to increase the premiums for your life insurance policy. They found that any savings to employers were most likely the result of cost shifting to employees with higher health risks, like obesity pay an extra $600 a year—or $25 per paycheck out of. And 62% percent of executives responding to a pricewaterhousecoopers survey this spring said workers who smoke or are obese should pay for higher benefit costs, up from 48% in 2005 indeed some say that employers should go further in penalizing unhealthy habits.
Should obese people pay higher health
Overweight people should pay higher taxes in order to cover the extra costs they create for german's healthcare system, a conservative mp has said treatment in germany for obesity-related. College and premium health insurance for those who want to pay do you think obese/overweight people should pay more for health insurance (other things being equal) your home insurance to cover fire risk is going to be a lot higher than someone whose home is located a block away from a fire station in a major city. He specifically singles out fat people, comparing obesity to smoking to argue that obese people have shown poor personal responsibility and therefore should be required to pay more into a system. Best answer: in most states people that smoke or are obese often do pay a higher premium with individual plans also, in those states people that have a bmi over 30 will generally pay a higher premium and if their bmi is over 35 or so (depending upon the company) they will be declined.
- Should be obese people pay higher premiums for healthcare i think it is totally reasonable to charge more for health insurance for the obese whether you are one of the many overeaters or one of the few obese due to hormonal abmormalities should people whose families have a predisposition to cancer or heart disease pay higher premiums.
- Regarding this , the authors suggest that the obese individuals should pay higher premiums to cater for their healthcare problems and to be more cautious with their dietary choices the importance of this article to this bibliography is that it brings an economical analysis of the costs of obesity.
And yes, i should have to pay more for life/health insurance i think ann gave an excellent presentation and i hate to admit it, but i agree with ken h - keep the govt out of it - let the insurance companies make the decision. Similarly, private insurance companies charge higher premiums and/or refuse certain elements of both life, medical and critical illness cover for smokers, drinkers, and morbidly obese people and, again, that seems fair: if thanks to your lifestyle you're more likely to cost the insurance company ££££s then you should pay for it. Smokers, obese pay higher healthcare rates curb obesity, or you'll be paying higher healthcare costs in 2013 it doesn't yet know by how much, but one thing's for certain - the unhealthy will.